Last Updated: 31-August-2025

 

1. No Warranty and Disclaimer of Liability
   The white paper titled “[Title of White Paper]” (the “White Paper”) is published by Zumbido Express Inc. (“Zumbido,” “we,” “us,” or “our”) for general informational purposes only. The White Paper is provided “as is” and “as available” without any representations or warranties of any kind, express or implied.

To the fullest extent permitted by applicable law, Zumbido Express Inc., its affiliates, directors, officers, employees, agents, and licensors expressly disclaim all warranties, whether express, implied, statutory, or otherwise, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, and any warranties arising from course of dealing or usage of trade.

2. No Professional Advice
   The content of this White Paper does not constitute professional advice of any kind, including but not limited to legal, financial, tax, investment, or technological advice. It should not be relied upon as a substitute for independent professional advice tailored to your specific circumstances. You should consult with a qualified professional before making any decision or taking any action based on the information in this White Paper.
3. Forward-Looking Statements
   This White Paper may contain forward-looking statements based on current expectations, forecasts, and assumptions that involve risks and uncertainties. These statements are not guarantees of future performance and actual results may differ materially from those projected. Zumbido Express Inc. undertakes no obligation to update any forward-looking statements.
4. Use at Your Own Risk
   Your use of the Resources and any reliance you place on them is strictly at your own risk. It is your responsibility to ensure that any information, templates, or processes you adapt from our Resources are appropriate for your specific business, technical, and legal environment. You assume all costs associated with the use or implementation of any information from our Resources.
5. No Client Relationship
   Downloading or using our Resources does not create a consultant-client, advisor-client, or any other professional relationship between you and Zumbido Express.
6. Limitation of Liability
   In no event shall Zumbido Express Inc., its affiliates, or their respective directors, officers, employees, or agents be liable to you or any third party for any indirect, special, incidental, consequential, punitive, or exemplary damages(including, without limitation, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, or cost of substitute services) arising out of or in connection with your access to, use of, or inability to access or use the White Paper or any reliance placed on its content, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, and whether or not we have been advised of the possibility of such damages.
7. No Endorsement
   Reference to any specific product, process, service, company, or organization does not constitute an endorsement, recommendation, or favoring by Zumbido Express Inc.
8. Intellectual Property
   All intellectual property rights in the White Paper are owned by Zumbido Express Inc. and are protected by copyright and other laws. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the White Paper for your internal informational purposes. You may not modify, reproduce, distribute, or create derivative works without our prior written consent.
9. Third-Party Links
   Our Resources may contain links to third-party websites or resources. We provide these links for convenience only and do not endorse and are not responsible for the content, products, or services on or available from those websites or resources.
10. Jurisdiction and Governing Law
    This disclaimer shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law principles. Any legal action or proceeding arising under this disclaimer will be brought exclusively in the courts located in Toronto, Ontario, Canada, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts.
11. Acceptance
    By accessing, reading, or using the White Paper, you acknowledge that you have read, understood, and agreed to be bound by the terms of this disclaimer. If you do not agree to these terms, you must not use the White Paper.

Contact Information
For questions regarding this disclaimer or the White Paper, please contact:
Zumbido Limited.
Attn: Legal Department
125, Village Green Square, Scarborough, Toronto, Ontario M1S 0G3 Canada
Email: connect[at]zumbido[dot]ca